111 Margaretta Dr. Starkville, MS 39759

111 MARGARETTA DR, Starkville

 

💲#Price #Location 📷#Pictures: http://bit.ly/2gd4l4D

 

 

111 MARGARETTA DR, Starkville

 

 

🏡 #StarkvilleRealEstate: Four Bedroom, Three Bathroom Home off North Montgomery ~ Lap Pool w/Screened Pool House ~ Two Living Areas ~ Formal Dining Room ~ Hardwood Floors ~ Heated/Cooled Workshop ~ Fenced

 

111 MARGARETTA DR, Starkville

 

👉 For more information: http://bit.ly/2gd4l4D or MississippiMagnolia.com

 

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Debunking Myths To Home Buying

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Finally ready to make the transition into home ownership? That’s awesome, and in this exciting time you can be turning to friends and family for an insight into the process. However, there seems to be a circulation of misinformation spreading around, so we’re here to clear up a few myths.

1. THE FIRST STEP IS SEARCHING FOR A HOME

You know the saying, “Don’t put the cart before the horse,” well that’s important to remember when it comes to buying a home. You don’t want to start looking for a house until you have gotten to sit down with a lender and discuss what the bank will qualify you for. If you fall in love with a house that’s $250,000 and come to find out you’re only qualified for $200,000 you can get your hopes crushed and waste a lot of time. Don’t start the process on the wrong foot and make sure the numbers line up.

2. YOU DON’T NEED A REAL ESTATE AGENT

For starts, when buying a home, 99% of the time the buyer’s agent gets paid by the sellers. That random 1% can be for odd circumstances. So you’re getting to use the services of a real estate agent for free. Having a real estate agent on your side means you’ll get to see homes that aren’t as readily available on public searches, you avoid outdated listings and scammers (there are lots of them), and you have protection when it comes to navigating the legalities of contracts and buying a home. Why wouldn’t you want an awesome negotiator working to ensure you get the best from the transaction? For FREE!

3. YOU CAN’T BUY A HOME WITH BAD CREDIT

Fortunately for some, this is a myth. Lenders and banks come by the hundreds of thousands and all though there are a few loan options, a lot of lenders can work with credit scores down to the low to mid 500’s. Get in touch with an agent to help you connect with the right lender who can help you potentially approved. There is a lot of factors that go into approvals, but your credit doesn’t have to be a sore thumb during the process. However, you will be doing yourself a favor if you connect with a credit repair specialist to at least get those numbers in the 600’s. A better score will lower you interest rate.

4. YOUR DOWN PAYMENT HAS TO BE 20%

Think you have to sell an arm and a leg to buy a home? Not at all! An FHA loan only requires 3.5% while a conventional only requires 5%. There are a lot of programs that can potentially help you with down payment assistance or be 0% down mortgage. USDA and VA loans are the most popular 0% down programs. If you qualify, this can take a big chunk off the amount of cash you have to bring to the closing table.

5. DOWN PAYMENTS ARE THE ONLY UPFRONT COST

This is one of the biggest misconceptions. There is a lot of cost that goes into buying a home, and that includes upfront costs. One of the mandatory ones are a termite and appraisal. If you are getting a mortgage, the home will have to appraise and get a letter stating there are no termites in the home. Termite can range between $25-$75 dollars. An appraisal can range from $300-$700 dollars. Aside from your down payment, you then have to pay for closing costs. And NO, they are not the same thing. Closing costs can range anywhere between 3-6% of the purchase price. In certain markets, this can be negotiated for sellers to cover by rolling into the offer price, but whether that decision is smart to do or not when it comes to landing your dream home will need to be discussed with your agent.

Now that you have some knowledge to get the process started, get in touch with an agent who will help you get through the process as smoothly as possible.

PRICE REDUCED | 209 Willow Bend Starkville, MS 39759

🚨Price Reduced 🚨209 Willowbend

209 Willow Bend, Starkville, MS 39759

💲#Price 🏡#Location 📷#Pictures : http://bit.ly/2pHglg4 | MississippiMagnolia.com | 662.498.1111

🏡 #StarkvilleRealEstate: Three Bedroom, Two Bathroom Home w/Swimming Pool in Stonegate Subdivision on South Montgomery | Split Floor Plan | Living Area w/Pitched Ceiling, Fireplace & Access to Sunroom | Formal Dining Room | Kitchen w/Skylight, Ceramic Flooring & Buffet | Laundry Room | Master Suite w/Ceramic Flooring, Double Sink Vanity, Skylight, Custom Tile Shower & Walk-In Closet w/Built Ins | Double Length Sunroom w/Patio & Pool Access | Pool w/Side Entry & Concrete Patio | Privacy Fence | Two Car Garage | Cul-De-Sac Living

209 Willow Bend, Starkville, MS 39759

👉For more information: http://bit.ly/2pHglg4 | MississippiMagnolia.com | 662.498.1111

#MississippiMagnolia #ArnettRackley #RemaxPartners #Starkville #Realtor#RealEstate

209 Willow Bend, Starkville, MS 39759

2019 Can Cost You Ten’s of Thousands

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“I’ll hold off buying a home until next year.” If you’ve thought of purchasing a home, but don’t want to deal with the process now, you’ve probably had this thought cross your mind a time or two. A pretty common tendency to hold off things on our to-do list, especially the ones that seem like a lot of work. But would you hold off the task if I told you that waiting could make a difference of tens of thousands of dollars? Meaning it could cost you a $10,000-$50,000 (or more) difference to get the home you want today, in 2019’s market.

It’s anticipated, by the national historical trend report, that homes are on the rise by over 5% each year. That house you’ve been eyeing online, listed for $225,000, could be listed next year for $236,250. That is over $10,000 more just for waiting till 2019. This isn’t even bringing into question the rising APR rates for mortgages, that can increase your monthly payment amount on a home pretty significantly, as well.

I get it, the home buying process can seem pretty intimidating. But with an experienced agent on your side, it can actually go pretty smoothly. Let’s get in touch. It won’t hurt to connect you with a preferred lender and run the numbers through to see what you qualify for. The right time is always right now, I want to help you save the money you deserve to keep, by avoiding the wait.

 

Open House | 101 Clairmont Cir, Starkville, MS 39759

Join us Tues. June 12th from 11am-12:3pm at 101 Clairmont Cir for Lunch while you enjoy touring this beautiful home. 

For more information or to Show: 662.498.1111 | http://bit.ly/101Clairmont

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Hosted by Arnett/Rackley w/ Mississippi Magnolia at RE/MAX Partners.

Visit our website at MississippiMagnolia.com

While you’re there, don’t forget to enter for a door prize provided by Rachael Potts at Gum Tree Mortgage!

NEW LISTING |297 Jordan Cir Louisville, MS 39339

🆕 🎉 New Listing 🎉🆕

297 Jordan Circle, Louisville, MS 39339

💲#Price 🏡#Location 📷#Pictures : http://bit.ly/2KNzaH3 | 662.498.1111 | MississippiMagnolia.com

🏡 #LouisvilleRealEstate: State of the Art Rambler in Jordan Subdivision in Louisville | Surround Sound | Custom Security System w/Video Cameras | Ample Exterior/Interior Outlets | Media Storage | Custom Entry w/Side Lights | Five Bedrooms | Three Bathrooms | Dining Room | Living Room | Den | Two Master Suites | Keeping Room | First Master Suite Offers Ceramic Flooring, Crown Molding, Custom Vanity & Walk-In Shower | Second Master Suite Offers Crown Molding, Dual Closets, Sitting Area, Patio Access, Ceramic Shower/Tub Combo | Kitchen Features Granite Counter Tops, Hop-Up Bar, Stainless Appliances, Built-In Dual Ovens, Keeping Room & Custom Built-In| | Large Patio | Privacy Fenced Backyard w/Garden Area | Two Storage Buildings

297 Jordan Circle, Louisville, MS 39339

👉 For more information: http://bit.ly/2KNzaH3 or MississippiMagnolia.com

#MississippiMagnolia #ArnettRackley #RemaxPartners #Remax #Louisville#Realtor #RealEstate

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297 Jordan Circle, Louisville, MS 39339